No Insurance Company Left Behind
3-11-2010 – 4:18 pm | Comments

By Katie Robbins – | HealthCareNOW.org
On Tuesday, the Health Care for America Now (HCAN) coalition performed a “citizen’s arrest” of the insurance industry at a meeting of Americas Health Insurance Plans, the private health …

Read the full story »
111th Congress

Healthcare

Israel/Palestine

Obama Administration

war crimes

Home » Healthcare, Healthcare NOT Warfare

Give Everyone Healthcare By Shutting Down Insurance Companies

Submitted by Bryan Buchan on 5-4-2009 – 8:16 amComments

By David Swanson | David Swanson.org

davidswansonOur nation has more money than any other, more weapons than all the others combined, and a majority of its citizens believing it is, in some undefined sense, superior. But the people who live in the United States trail many other nations in basic measures of health and well-being. Almost uniquely among wealthy nations, we leave tens of millions of our citizens without health coverage, and many times that number with insufficient — albeit expensive — health insurance. We pay more per capita than anybody else for healthcare, and we get dramatically less for it. What gives?

While there is great variation among the systems used in other wealthy nations, and while their citizens have complaints as well, there is a feature that everybody else has found effective that we uniquely lack, and nowhere is there a nation whose people would willingly part with that feature in exchange for a system like ours. That feature is called single-payer. In a single-payer system, such as Canada’s, a nation can have private healthcare, private doctors, private hospitals, and greater choice for patients than what we have. In such a system, no insurance company can tell you which doctors to see, or tell doctors which patients to treat. Nor are there different prices and procedures depending on what class of patient you are, whether you have insurance through your job or privately, etc. In such a system, you can go to whatever doctors you want, bring no bill home, and spend zero minutes per year dealing with insurance companies. In such a system, health insurance companies, at least as we now know them, cease to exist.

But won’t that cost more? And who will pay for it? Actually, it will mean tremendous savings, because all of the endless paperwork, bureaucracy, advertising, and pointless expenses of the insurance companies will be gone. Medicare is much more efficient than insurance companies, and what we are describing is essentially the expansion of Medicare to cover everyone and everything. This could be paid for, by the government (the single payer), with an employment tax that would cost most businesses significantly less than they now pay to health insurance companies. In fact, this shift would take an enormous burden off American businesses that businesses abroad do not carry. And, according to a study produced by the California Nurses Association, single-payer would provide a net gain of 2.6 million jobs. It would stimulate the economy significantly better than getting Wall Street banksters those second and third yachts.

When he served in the Illinois state legislature, Barack Obama favored single-payer. He now says that it would be the best solution if he could start from scratch. The claim that he and others make is that we cannot start from scratch, that change is too difficult, that Americans are in fact reluctant to part with their dear beloved and familiar HMOs. But this picture is wildly divergent from the real world, in which Medicare was implemented very rapidly and in which few things are more despised than health insurance companies. The explanation, I’m afraid, is the financial influence in Congress and the White House of the insurance industry. When you add to this the desire of most Congress members to simply obey either the president or the Republican leader, rather than acting independently, reform becomes very difficult. We are likely to see a dramatic change in healthcare policy this year, but probably at best it will include a limited expansion of Medicare or the creation of a limited public option alongside tweaks to the private, for-profit system still dominated by businesses that make money by avoiding providing healthcare. At worst, we’ll see something called a “public option” that will actually amount to requiring people to purchase private health insurance, a solution already implemented with horrible results in Massachusetts. The White House recently even proposed privatizing health coverage for veterans, giving the insurance companies profits out of the Veterans’ Administration at the expense of the provision of care. That proposal went over like a brick and was immediately withdrawn, but that is the force we are up against.

We do, however, have a tool with which to go up against it. A bill in the U.S. House of Representatives, HR 676, is sponsored by Congressman John Conyers and 75 other congress members. Last year it had 93 cosponsors, and I expect it will soon have more than that in this congress. The chances of passing the bill this year are slim, but its value in compelling a compromise that includes a partial solution is critical.

Your congress member may be like mine here in Virginia’s Fifth Congressional District, Congressman Tom Perriello. He has not taken a position, and has frequently expressed his belief on this and other issues that the president will be the decider. Of course he’s right that, to a great extent, we now have a monarchical rather than a legislative government. But we don’t have to accept it. The people of this district, like yours, are not well represented by someone who informs us of what the president is doing. A journalist could do that. We are only truly represented if our congress member pushes for what we want, in hopes that the ultimate compromise will be moved somewhat in the direction of what we want. Opening a political negotiation by asking for what the other side is offering is no negotiation at all. And failing to support a necessary proven solution to our healthcare crisis that also creates 2.6 million jobs would be an outrage.

  • Elvin Frantz
    Single-payer with improved Medicare for All will save lots of money and will cost most of us less. Yet our congress people keep telling us we cannot find the money for health reform. Don't believe them. Get the Congressional Budget Office to tell us the truth.
  • Sharon Smith
    Keep up the good work, I'm new at this but I truly understand that the Insurance company is in the way and Stilling the money.

    We the people will make that CHANGE:
  • BOB
    HR676.ORG has posted the very powerful health care song, "HEALTH CARE FOR ALL" from WICKLINE’S 2-CD album,“WAKE UP AMERICA! We shall reap what we sow,” that just about says it all about our nation's health care system that puts "profit before people & greed before goodwill." If you have 3-minutes and 31- seconds(3:31), please listen to "HEALTH CARE FOR ALL" on HR676.ORG
  • Carolyn Negrete
    I ran a small food service business in the State Capitol building here in California. About half of my 15 employees had a disability. Most worked full time and lost all the benefits of Social Security and Medical. When business was slow (about 5 months out of the year) these employees had their hours cut severely but kept thier health insurance. There is no acomadation in the SS and Medical benefits to provide assistance unless a person is out of a job for a long time. This caused year-round chaos in the employees life and a huge moral burden for myself and for many other employers.

    The absence of continuous coverage for everyone as they experience disruptions in their working life is a key problem that must be addressed in anything called "universal" health care!

    How is this addressed in the public plan? How is this addressed in the regulations for private insurance plans.
  • The_Facilitatrix
    When I was preparing a mailing for the PDA members in my district today, I did a little research on the kind of money that the health care industry gives to federal candidates for their campaigns. Even though I'm pretty well informed about this stuff, I was shocked.

    According to OpenSecrets.org, Health Services and HMOs donated over $13 million in the 2008 election cycle, up from $8 million in 2006. Hospitals and nursing homes gave $22 million in 2008, up from $14 million in 2006. Big Pharma gave $29 million in 2008, up from $19.5 million. And Health Professionals, as they are termed, gave (take a breath) $95 million in 2008, up from $54.5 million in 2006. That's a whopping $159 million for the 2008 election cycle.

    And from whence did that money come? From our premiums and copayments, as well as from our tax dollars that went to "reimburse" the private insurers and others for those things that would cost likely an eighth of what they charge if we had a single-payer system.

    If anyone still needs an argument to convince them of the evils of the private insurance companies, and their costly tentacles, they need only read the story of Rick Scott, whom Donna Smith dealt with too kindly in her recent post on PDA's home page. While with HCA, Scott achieved the dubious honor of getting his company the largest federal fine for health care fraud in history: $1.7 billion for over-billing Medicare and Medicaid. He did this, in part, by "unbundling" lab tests, so that rather than having tests that are done in a panel charged as one test (which it is, since there's only one specimen), they would be charged as individual tests for each analysis. And the analyses were automated, so it made no difference in actual costs to the labs.

    Is Rick Scott unique in the private healthcare world? I doubt it. He's one of the guys who got caught, due to his arrogance. But that hasn't stopped him since, because he's heading up CPR—Conservatives for Patient Rights, a name that could be used as a definition for oxymoron. And they're fighting like hell to keep the private insurers in business.

    It's going to take each and every one of us pushing our representatives and senators to ignore the big donors and pay attention to their constituents to get single payer in this country. And it's going to take pushing Obama to the wall and making him come through with his promise to do the right thing if we "make him." Few of them are going to do it on their own, so we've got to be loud and not let up on it. Make the politicians—and the media—pay attention to what this country REALLY wants and needs!

    Roberta McNair
blog comments powered by Disqus